Motor Premium

post /insurance/product/v6/motor/premiums

This endpoint to get motor plan premiums

Request Header

Name	Type	Required	Description
authorization	string	Required	Bearer token
content-type	string	Required	application/json

Request Body

Name Type Required Description

sale_channel

string

Required

Sales channel code to collect transactions.

agent_no string Required Agent number

reg_province

string

Required

Vehicle license plate(province)

Refer to License Plate Province

use_of_vehicle

string

Required

Vehicle use

PrivateUse
CommercialUse

vehicle_key string Required Unique Vehicle Key Provided by AXA

vehicle_year

int

Conditional

Manufacture Year e.g. 2021

Condition: This field is required for standalone compulsory

tax_expiry_date

date

Conditional

Tax expiration date

Condition: This field is required when policy_type is compulsory and not full year coverage

sum_insured

int

Conditional

The sum insured under a motor insurance policy

Condition: This field is required when packages are "type1","type2plus", "type3plus"

garage

string

Conditional

Garage Type

Contract
Dealer

Condition: This field is required when packages are "type1","type2plus", "type3plus"

natcat_code

string

Optional

Natcat code Provided by AXA

Condition: Effective only when packages are "type2plus", "type3plus"

deductible

int

Optional

The maximum amount you will be required to pay for your car repair in case of damage to your vehicle only when you are at fault or without an identified responsible third party. Condition: if packages is "type1" then deduct can be 0, 3000 or 5000 if packages is "type2plus" or, "type3plus" the deduct can be 0 or 2000

Condition: Effective only when packages are "type1","type2plus", "type3plus"

inception_date

date

Required

Policy effective date

Format: yyyy-mm-dd

expiry_date

date

Required

Policy expiration date

Format: yyyy-mm-dd

has_cctv bool Required A flag for vehicles with CCTV or dashcam

packages

Array of string

Required

Array of package key. Provided by AXA

Max : 10 packages

promo

string

Optional

Max length: 10

battery_replacement bool Optional A flag for battery replacement

battery_installed

string

Condition

Type of battery installed

Original
Replaced

Condition: This field is required when battery_replacement is true

battery_installed_date

date

Condition

Battery installed date

Condition: This field is required when battery_replacement is true and battery_installed is replaced

oic_home_charger_si int Optional OIC home charger sum insured

drivers

array[object]

Conditional

Array of Drivers
This applies only to the policy type voluntary and following below condition details.
The driver is at least 18 years old but not over 100 years old.

Condition:Policy start date between 01/06/2025 to 31/12/2025

package	use of vehicle	registration type	Car Age	Condition
[EV] Type1, Type2Puls, Type3Plus	Private Use	RY.1, RY.2	All car age	Required Max: 5 drivers
[NON EV] Type1, Type2Puls, Type3Plus	Private Use	RY.1, RY.2	1 year(s)	Required Max: 5 drivers
[NON EV] Type1, Type2Puls, Type3Plus	Private Use	RY.1, RY.2	> 1 year(s)	Optional Max: 2 drivers
[EV] Type1, Type2Puls, Type3Plus	Commercial Use	All registration types	All car age	Not Required
[NON EV] Type1, Type2Puls, Type3Plus	Private Use	RY.3	All car age	Not Required
[NON EV] Type1, Type2Puls, Type3Plus	Commercial Use	All registration types	All car age	Not Required

Condition:Policy start date after 31/12/2025

package	use of vehicle	registration type	Car Age	Condition
[EV] Type1, Type2Puls, Type3Plus	Private Use	RY.1, RY.2	All car age	Required Max: 5 drivers
[NON EV] Type1, Type2Puls, Type3Plus	Private Use	RY.1, RY.2	All car age	Required Max: 5 drivers
[EV] Type1, Type2Puls, Type3Plus	Commercial Use	All registration types	All car age	Not Required
[NON EV] Type1, Type2Puls, Type3Plus	Private Use	RY.3	All car age	Not Required
[NON EV] Type1, Type2Puls, Type3Plus	Commercial Use	All registration types	All car age	Not Required

*** registration type ***

1 : Private passenger car not more than 7 seats (RY.1)
2 : Private passenger car more than 7 seats (RY.2)
3 : Private truck/pickup (RY.3)

lang

string

Required

Response Language

offset int Required Specifying where to start a page

limit int Required Specifying the page size

Example request : type1

{
  "sale_channel": "BKO",
  "agent_no": "XXXXX",
  "reg_province": "10",
  "use_of_vehicle": "PrivateUse",
  "vehicle_key": "HOND25AMS",
  "sum_insure": 900000,
  "garage": "Dealer",
  "inception_date": "2025-06-01",
  "expiry_date": "2026-06-01",
  "has_cctv": false,
  "promo": "",
  "packages": [
    "Type1"
  ],
  "drivers": [
    {
      "no": 1,
      "date_of_birth": "1985-09-12T00:00:00",
      "id_card": "0000000000001",
      "license": "12345678"
    }
  ],
  "lang": "en",
  "offset": 1,
  "limit": 10
}

Example request : type2puls

{
  "sale_channel": "BKO",
  "agent_no": "XXXXX",
  "reg_province": "10",
  "use_of_vehicle": "PrivateUse",
  "vehicle_key": "HOND25AMS",
  "sum_insure": 100000,
  "garage": "Contract",
  "inception_date": "2025-06-01",
  "expiry_date": "2026-06-01",
  "has_cctv": false,
  "promo": "",
  "packages": [
    "Type2Plus"
  ],
  "drivers": [
    {
      "no": 1,
      "date_of_birth": "1985-09-12T00:00:00",
      "id_card": "0000000000001",
      "license": "12345678"
    }
  ],
  "lang": "en",
  "offset": 1,
  "limit": 10
}

Example request : type3puls

{
  "sale_channel": "BKO",
  "agent_no": "XXXXX",
  "reg_province": "10",
  "use_of_vehicle": "PrivateUse",
  "vehicle_key": "HOND25AMS",
  "sum_insure": 100000,
  "garage": "Contract",
  "inception_date": "2025-06-01",
  "expiry_date": "2026-06-01",
  "has_cctv": false,
  "promo": "",
  "packages": [
    "Type3Plus"
  ],
  "drivers": [
    {
      "no": 1,
      "date_of_birth": "1985-09-12T00:00:00",
      "id_card": "0000000000001",
      "license": "12345678"
    }
  ],
  "lang": "en",
  "offset": 1,
  "limit": 10
}

Example request : type3

{
  "sale_channel": "BKO",
  "agent_no": "XXXXX",
  "reg_province": "10",
  "use_of_vehicle": "PrivateUse",
  "vehicle_key": "HOND25AMS",
  "inception_date": "2025-06-01",
  "expiry_date": "2026-06-01",
  "has_cctv": false,
  "promo": "",
  "packages": [
    "Type3Plus"
  ],
  "drivers": [
    {
      "no": 1,
      "date_of_birth": "1985-09-12T00:00:00",
      "id_card": "0000000000001",
      "license": "12345678"
    }
  ],
  "lang": "en",
  "offset": 1,
  "limit": 10
}

Example request : type2puls + compulsory

{
  "sale_channel": "BKO",
  "agent_no": "XXXXX",
  "reg_province": "10",
  "use_of_vehicle": "PrivateUse",
  "vehicle_key": "HOND25AMS",
  "sum_insure": 100000,
  "garage": "Contract",
  "inception_date": "2025-06-01",
  "expiry_date": "2026-06-01",
  "has_cctv": false,
  "promo": "",
  "packages": [
    "Type2PLus",
    "Compulsory"
  ],
  "drivers": [
    {
      "no": 1,
      "date_of_birth": "1985-09-12T00:00:00",
      "id_card": "0000000000001",
      "license": "12345678"
    }
  ],
  "lang": "en",
  "offset": 1,
  "limit": 10
}

Example request : compulsory (full)

{
    "sale_channel": "BKO",
    "agent_no": "XXXXX",
    "reg_province": "10",
    "use_of_vehicle": "PrivateUse",
    "vehicle_key": "EB1061",
    "inception_date": "2025-06-20",
    "expiry_date": "2026-06-20",
    "has_cctv": false,
    "promo": "",
    "packages": [
        "Compulsory"
    ],
    "vehicle_year": 2023,
    "lang": "th",
    "offset": 1,
    "limit": 10
}

Example request : compulsory (term)

{
    "sale_channel": "BKO",
    "agent_no": "XXXXX",
    "reg_province": "10",
    "use_of_vehicle": "PrivateUse",
    "vehicle_key": "EB1061",
    "inception_date": "2025-06-20",
    "expiry_date": "2026-01-15",
    "tax_expiry_date": "2026-01-15",
    "has_cctv": false,
    "promo": "",
    "packages": [
        "Compulsory"
    ],
    "vehicle_year": 2023,
    "lang": "th",
    "offset": 1,
    "limit": 10
}

Example request : compulsory (more than 1 year)

{
    "sale_channel": "BKO",
    "agent_no": "XXXXX",
    "reg_province": "10",
    "use_of_vehicle": "PrivateUse",
    "vehicle_key": "EB1061",
    "inception_date": "2025-06-20",
    "expiry_date": "2026-09-15",
    "tax_expiry_date": "2026-09-15",
    "has_cctv": false,
    "promo": "",
    "packages": [
        "Compulsory"
    ],
    "vehicle_year": 2023,
    "lang": "th",
    "offset": 1,
    "limit": 10
}

Response

Name	Type	Description
pagination	object	Json object containing details of the Pagination
data	object	Json object containing details of the Premium

Example response: Type1 (en)

{
    "pagination": {
        "size": 1,
        "offset": 1,
        "limit": 10
    },
    "data": [
        {
            "price_ref": "b7b2da4f-44b7-30tc-b021-98bff87a482e",
            "package_key": "Type1",
            "package_name": "Type 1",
            "vehicle_code": "E11",
            "use_of_vehicle": "PrivateUse",
            "garage": "Dealer",
            "make": "Aion",
            "model": "Y Plus",
            "year": 2023,
            "registration_type": "1",
            "before_net_premium": 33314.0,
            "before_stamp": 134.0,
            "before_vat": 2341.36,
            "before_total_premium": 35789.36,
            "net_premium": 33314.0,
            "discount": 0.0,
            "stamp": 134.0,
            "vat": 2341.36,
            "total_premium": 35789.36,
            "promo": "",
            "coverages": [
                {
                    "order": 1,
                    "name": "Product",
                    "amount": "Type 1"
                },
                {
                    "order": 2,
                    "name": "Bodily injury/person",
                    "amount": "500000"
                },
                {
                    "order": 3,
                    "name": "Bodily injury/accident",
                    "amount": "10000000"
                },
                {
                    "order": 4,
                    "name": "Property damage/accident",
                    "amount": "5000000"
                },
                {
                    "order": 5,
                    "name": "Own damage",
                    "amount": "500000"
                },
                {
                    "order": 6,
                    "name": "Own damage natural perils",
                    "amount": "Not cover"
                },
                {
                    "order": 7,
                    "name": "Fire and Theft",
                    "amount": "500000"
                },
                {
                    "order": 8,
                    "name": "Personal accident",
                    "amount": "100000"
                },
                {
                    "order": 9,
                    "name": "Medical expense",
                    "amount": "100000"
                },
                {
                    "order": 10,
                    "name": "Bail bond",
                    "amount": "200000"
                },
                {
                    "order": 11,
                    "name": "OD deductible",
                    "amount": "0"
                },
                {
                    "order": 12,
                    "name": "Driver",
                    "amount": ""
                },
                {
                    "order": 13,
                    "name": "Garage",
                    "amount": "Dealer Garage"
                },
                {
                    "order": 14,
                    "name": "CCTV",
                    "amount": "No CCTV"
                },
                {
                    "order": 15,
                    "name": "Charging cable",
                    "amount": "10000"
                },
                {
                    "order": 16,
                    "name": "Home charger",
                    "amount": "50000"
                },
                {
                    "order": 17,
                    "name": "Third party liability from use of EV charger",
                    "amount": "1000000"
                },
                {
                    "order": 18,
                    "name": "Battery replacement",
                    "amount": "No"
                },
                {
                    "order": 19,
                    "name": "OIC home charger",
                    "amount": "0"
                }
            ]
        }
    ]
}

Example response: Type2Plus (th)

{
    "pagination": {
        "size": 1,
        "offset": 1,
        "limit": 10
    },
    "data": [
        {
            "price_ref": "abf7f286-1d7c-401e-a01f-c32ad83a24b5",
            "package_key": "Type2PLus",
            "package_name": "Type 2+",
            "vehicle_code": "110",
            "use_of_vehicle": "PrivateUse",
            "garage": "Contract",
            "make": "Honda",
            "model": "Civic",
            "year": 2025,
            "registration_type": "1",
            "before_net_premium": 6423.0,
            "before_stamp": 26.0,
            "before_vat": 451.43,
            "before_total_premium": 6900.43,
            "net_premium": 6423.0,
            "discount": 0.0,
            "stamp": 26.0,
            "vat": 451.43,
            "total_premium": 6900.43,
            "promo": "",
            "coverages": [
                {
                    "order": 1,
                    "name": "ผลิตภัณฑ์",
                    "amount": "ชั้น 2+"
                },
                {
                    "order": 2,
                    "name": "ความเสียหายต่อชีวิตหรือร่างกาย/คน",
                    "amount": "500000"
                },
                {
                    "order": 3,
                    "name": "ความเสียหายต่อชีวิตหรือร่างกาย/ครั้ง",
                    "amount": "10000000"
                },
                {
                    "order": 4,
                    "name": "ความเสียหายต่อทรัพย์สิน/ครั้ง",
                    "amount": "1000000"
                },
                {
                    "order": 5,
                    "name": "ความเสียหายต่อรถยนต์",
                    "amount": "100000"
                },
                {
                    "order": 6,
                    "name": "ความเสียหายต่อรถยนต์จากภัยธรรมชาติ",
                    "amount": ""
                },
                {
                    "order": 7,
                    "name": "รถยนต์สูญหาย/ไฟไหม้",
                    "amount": "100000"
                },
                {
                    "order": 8,
                    "name": "อุบัติเหตุส่วนบุคคล",
                    "amount": "100000"
                },
                {
                    "order": 9,
                    "name": "ค่ารักษาพยาบาล",
                    "amount": "100000"
                },
                {
                    "order": 10,
                    "name": "ประกันตัวผู้ขับขี่",
                    "amount": "300000"
                },
                {
                    "order": 11,
                    "name": "ค่าเสียหายส่วนแรก",
                    "amount": "0"
                },
                {
                    "order": 12,
                    "name": "ระบุผู้ขับขี่",
                    "amount": "ไม่ระบุชื่อผู้ขับ"
                },
                {
                    "order": 13,
                    "name": "ซ่อมอู่ประกัน / ซ่อมห้าง",
                    "amount": "ซ่อมอู่ประกัน"
                },
                {
                    "order": 14,
                    "name": "กล้องติดรถยนต์",
                    "amount": "ไม่มีกล้อง"
                },
                {
                    "order": 15,
                    "name": "ความเสียหายต่อสายชาร์จรถยนต์ไฟฟ้า",
                    "amount": "0"
                },
                {
                    "order": 16,
                    "name": "ความเสียหายต่อเครื่องชาร์จรถยนต์ไฟฟ้าที่บ้าน",
                    "amount": "0"
                },
                {
                    "order": 17,
                    "name": "ความรับผิดต่อบุคคลภายนอกจากการใช้งานเครื่องชาร์จรถยนต์ไฟฟ้า",
                    "amount": "0"
                },
                {
                    "order": 18,
                    "name": "การชดใช้ค่าสินไหมทดแทนเบตเตอรี่รถยนต์ไฟฟ้า",
                    "amount": "-"
                },
                {
                    "order": 19,
                    "name": "ความเสียหายต่อเครื่องชาร์จรถยนต์ไฟฟ้าส่วนบุคคล",
                    "amount": "0"
                }
            ]
        }
    ]
}

Example response: Compulsory (en)

{
    "pagination": {
        "size": 1,
        "offset": 1,
        "limit": 10
    },
    "data": [
        {
            "price_ref": "4f4876dc-be68-42da-8dfd-f0ca829ee68c",
            "promo": "",
            "package_key": "Compulsory",
            "package_name": "Compulsory",
            "vehicle_code": "1.10",
            "use_of_vehicle": "privateUse",
            "garage": "",
            "make": "TOYOTA",
            "model": "CAMRY",
            "year": 2023,
            "registration_type": "1",
            "before_net_premium": 743.01,
            "before_stamp": 3.0,
            "before_vat": 52.22,
            "before_total_premium": 798.23,
            "net_premium": 743.01,
            "discount": 0.0,
            "stamp": 3.0,
            "vat": 52.22,
            "total_premium": 798.23,
            "coverages": [
                {
                    "order": 1,
                    "name": "Product",
                    "amount": "Compulsory"
                },
                {
                    "order": 2,
                    "name": "Bodily injury/person",
                    "amount": "500000"
                },
                {
                    "order": 3,
                    "name": "Bodily injury/accident",
                    "amount": "5000000"
                },
                {
                    "order": 4,
                    "name": "Property damage/accident",
                    "amount": "0"
                },
                {
                    "order": 5,
                    "name": "Own damage",
                    "amount": "0"
                },
                {
                    "order": 6,
                    "name": "Own damage natural perils",
                    "amount": "Not cover"
                },
                {
                    "order": 7,
                    "name": "Fire and Theft",
                    "amount": "0"
                },
                {
                    "order": 8,
                    "name": "Personal accident",
                    "amount": "0"
                },
                {
                    "order": 9,
                    "name": "Medical expense",
                    "amount": "0"
                },
                {
                    "order": 10,
                    "name": "Bail bond",
                    "amount": "0"
                },
                {
                    "order": 11,
                    "name": "OD deductible",
                    "amount": "0"
                },
                {
                    "order": 12,
                    "name": "Driver",
                    "amount": "Unnamed driver"
                },
                {
                    "order": 13,
                    "name": "Garage",
                    "amount": "-"
                },
                {
                    "order": 14,
                    "name": "CCTV",
                    "amount": "No CCTV"
                },
                {
                    "order": 15,
                    "name": "Charging cable",
                    "amount": "0"
                },
                {
                    "order": 16,
                    "name": "Home charger",
                    "amount": "0"
                },
                {
                    "order": 17,
                    "name": "Third party liability from use of EV charger",
                    "amount": "0"
                },
                {
                    "order": 18,
                    "name": "Battery replacement",
                    "amount": "-"
                },
                {
                    "order": 19,
                    "name": "OIC home charger",
                    "amount": "0"
                }
            ]
        }
    ]
}

Pagination

Name	Type	Description
offset	int	Specifying where to start a page
limit	int	Specifying the page size in the query
size	int	Total records

Premium

Name	Type	Description
price_ref	string	Unique string that the client can refer to pricing
package_key	string	Unique string that the client can refer to plan premium
package_name	string	Package name
vehicle_code	string	vehicle code 110 120 210 220 320
use_of_vehicle	string	Vehicle use PrivateUse CommercialUse
garage	string	Garage Type Contract Dealer
make	string	Vehicle make
model	string	Vehicle model
year	string	Manufacture Year e.g. 2021
registration_type	string	Type of registration 1 : Passenger cars not more than 7 seats (RY.1) 2 : Passesger cars more than 7 seats (RY.2) 3 : Private truck/pickup (RY.3)
before_net_premium	decimal(18,2)	Net premium before discount
before_stamp	decimal(18,2)	Stamp before discount
before_vat	decimal(18,2)	Vat before discount
before_total_premium	decimal(18,2)	Total premium before discount
net_premium	decimal(18,2)	Net premium
stamp	decimal(18,2)	Stamp
vat	decimal(18,2)	Vat
total_premium	decimal(18,2)	Total premium
coverages	array[object]	Array of json object containing details of the Coverage

Coverage Reference

Name	Type	Description
order	int	Order number
name	string	name of coverage eg. Own Damage due to Natural Perils
amount	string	Coverege text

Driver Reference

Name Type Required Description

date_of_birth

date

Required

Driver's date of birth

Format: yyyy-mm-dd

Condition: The driver is at least 18 years old but not over 100 years old.

id_card

string

Conditional

Passport No/ Citizen ID

Condition:Policy start date between 01/06/2025 to 31/12/2025

package	use of vehicle	registration type	Car Age	Condition
[EV] Type1, Type2Puls, Type3Plus	Private Use	RY.1, RY.2	All car age	Required
[NON EV] Type1, Type2Puls, Type3Plus	Private Use	RY.1, RY.2	1 year(s)	Required

Condition:Policy start date after 31/12/2025

package	use of vehicle	registration type	Car Age	Condition
[EV] Type1, Type2Puls, Type3Plus	Private Use	RY.1, RY.2	All car age	Required
[NON EV] Type1, Type2Puls, Type3Plus	Private Use	RY.1, RY.2	All car age	Required

*** registration type ***

1 : Private passenger car not more than 7 seats (RY.1)
2 : Private passenger car more than 7 seats (RY.2)
3 : Private truck/pickup (RY.3)

license

string

Conditional

Car driving licence number

Condition:Policy start date between 01/06/2025 to 31/12/2025

package	use of vehicle	registration type	Car Age	Condition
[EV] Type1, Type2Puls, Type3Plus	Private Use	RY.1, RY.2	All car age	Required
[NON EV] Type1, Type2Puls, Type3Plus	Private Use	RY.1, RY.2	1 year(s)	Required

Condition:Policy start date after 31/12/2025

package	use of vehicle	registration type	Car Age	Condition
[EV] Type1, Type2Puls, Type3Plus	Private Use	RY.1, RY.2	All car age	Required
[NON EV] Type1, Type2Puls, Type3Plus	Private Use	RY.1, RY.2	All car age	Required

*** registration type ***

1 : Private passenger car not more than 7 seats (RY.1)
2 : Private passenger car more than 7 seats (RY.2)
3 : Private truck/pickup (RY.3)

V6

Request Header

Request Body

Example request : type1

Example request : type2puls

Example request : type3puls

Example request : type3

Example request : type2puls + compulsory

Example request : compulsory (full)

Example request : compulsory (term)

Example request : compulsory (more than 1 year)

Response

Example response: Type1 (en)

Example response: Type2Plus (th)

Example response: Compulsory (en)

Pagination

Premium

Coverage Reference

Driver Reference